Foyer (11.0 × 3.48)
Level: Main
655 Charlotte St
Town, Niagara-on-the-Lake, Ontario L0S 1J0
Description
Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.
01 / Property recordListing detailsFacts, history, rooms and location
Key Facts
- MLS® #
- X13876812
- Board
- TRREB MLS®
- Days on market
- Tax
- $9,455
- Size
- 2000-2500 sqft
- Lot
- 60 × 120.08 Feet
- Parking
- 2 Attached, 8 Parking
Listing History
Buy/Sell history for 655 Charlotte St, Niagara-on-the-Lake, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| N/A | N/A | $1,499,999 | N/A | For Sale | X13876812 |
Estimated Market Value
Estimated value requires sign in
AI market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
Property Details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Town
- Municipality
- Niagara-on-the-Lake
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Detail
- 1, 2pc, Main
- Bathroom Detail
- 1, 5pc, Main
- Bathroom Detail
- 1, 5pc, 2nd
- Basement Type
- Full
- Kitchens
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Parking
- Garage Type
- Attached
- Garage
- 2
- Add. Parking
- 6
- Total Parking
- 8
Land
- Sewer
- Sewers
- Lot Size
- 60 × 120.08 Feet
- Lot Size Code
- Feet
Additional
- Year built
- 16-30
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Y
- Pool
- None
- Den
- Y
- Family room
- Y
- Extras
- Fridge, Stove, Washer, Dishwasher
Rooms (15)
Dining (3.81 × 3.45)
Level: Main
Living (4.5 × 5.21)
Level: Main
Kitchen (3.35 × 4.09)
Pantry
Level: Main
Breakfast (3.35 × 3.43)
Level: Main
Primary (6.38 × 4.6)
Level: Main
Bathroom (3.76 × 3.86)
5 Pc Ensuite
Level: Main
Laundry (1.55 × 4.12)
Level: Main
Family (8.28 × 3.56)
Level: 2nd
Br (3.53 × 4.22)
Level: 2nd
Br (4.72 × 5.08)
Level: 2nd
Bathroom (2.26 × 2.57)
Ensuite Bath
Level: 2nd
Rec (9.75 × 14.66)
Level: Bsmt
Other (3.86 × 6.93)
Level: Bsmt
Office (3.56 × 3.45)
Level: Bsmt
Location
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
12 records read 6 on record nearby 6 checked, none on recordRead 2026-10-28
Water and conservation
- No mapped wetland within 120 m
- No water-supply well recorded within 250 m
Province of Ontario open data
Planning and building activity
- Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.
- Nearest airport: 8.3 km
Province of Ontario open data
Around the home
- A trail on the Ontario trail network within 1 km
Province of Ontario open data
Environmental records
- No licensed pit or quarry within 2 km
- No recorded oil, gas or salt well within 250 m
- No facility within 1 km reports pollutant releases to Environment CanadaOnly facilities above the inventory’s reporting thresholds are listed.
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.
Province of Ontario open data · Government of Canada open data
Power and internet
- Electricity is distributed here by Niagara-on-the-Lake Hydro Inc.
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Ontario Energy Board · Innovation, Science and Economic Development Canada
None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Comparable Sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
02 / Plan your numbersToolsMortgage and cash-flow planning
Mortgage Tools
Mortgage calculator
20%
Monthly Payment
$6,876
- Down payment$300,000
- Mortgage amount$1,199,999
- Total interest$862,801
- Total cost$2,362,800
Cash flow analysis
$6,876
Total monthly payment
$7,664
Break-even down payment
100%
Cash flow-$7,664
03 / Community profileNeighbourhood demographicsPeople, homes and household context
Expand Neighbourhood demographics to load Statistics Canada census charts.
04 / Local performanceMarket detailsNeighbourhood price and activity trends
Expand Market details to load neighbourhood price and activity trends.
$1,499,999
$1,499,999
CAD
Estimated market value
Similar active listings
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.